News & Updates

The FCA’s targeted support framework is a much-needed and well-intentioned way of closing the advice gap. But unless it accounts for behavioural differences between investors, it risks offering solutions that are only superficially suitable.

Every advisory firm knows the importance of treating their customers fairly. They also know that treating ‘vulnerable customers’ fairly requires special care. What’s not so clear is what this means in practice.

The FCA thematic review requires advisers to improve standards to demonstrate the suitability of retirement income recommendations. Oxford Risk launches Retirement Income Suitability solution to support advisers and wealth managers with this.

Lifestyle funds were created with investor behaviours firmly in view. However, in light of (almost decade-old) changes to pensions legislation and advances in our understanding of what really helps investors, the particular view of investor behaviour they reflect now looks very dated.

Advisers and wealth managers often ask about the consistency of Oxford Risk's risk ratings over time. We have produced a report to demonstrate the stability of our risk mapping solution over time.